Weight Loss Surgery Finance
Looking for straightforward, flexible weight loss surgery finance? One conversation is all it takes to get started.
FLOW Financial Services
A significant health decision deserves finance that doesn't add to the stress
Weight loss surgery is a decision you make with your doctor, usually after a long process of consideration. Once that decision is made, the cost shouldn’t be the reason it stays out of reach. Bariatric procedures in Australia commonly run into the tens of thousands of dollars, and private health insurance rarely covers the full amount.
Weight loss surgery finance is arranged as an unsecured personal loan. The funds are paid to you or directly to the provider, and you use them to pay your surgeon, hospital or clinic. The loan isn’t tied to any specific clinic or surgeon, so your choice of care stays entirely yours.
FLOW Financial Services arranges personal loans covering gastric sleeve surgery, lap band, gastric bypass, bariatric consultations and pre-op costs, post-surgical dietary and follow-up care, and travel and accommodation where required. We compare lenders across our panel to find a repayment structure that fits your budget, and we’ll explain what each option looks like before you commit to anything.
- Premium personal service
- 300+ 5-star google reviews
- Loan protection packages
- Easy Online Process
- Market leading Interest Rates
- Fast turnaround times
- High Approval rates
- Protect your credit score
- Expert Loan Brokers
- 40+ Trusted Lenders
- Tailored Loan Products
- Flexible Repayment options
Why Choose Us
Financing a medical procedure is different from financing a car, and we treat it that way.
Arranging a loan for surgery comes with questions that deserve straight answers, especially when you’re already managing consultations, referrals and surgical dates.
Perhaps you’re weighing up a shorter term with higher repayments against a longer one that’s easier month to month. You probably want to know how quickly funds can be available, or whether a lless-than-perfect credit history rules you out and exactly what the loan can cover beyond the procedure itself.
We hear these types of questions every day. FLOW’s asset finance brokers work with a panel of more than 40 lenders and offer wholesale interest rates. We know which lenders suit medical finance, which lenders assess a range of credit profiles, and which ones move quickly when a surgical date is booked. The result is a loan that fits your budget and your timeline.
SAVE MONEY
SAVE TIME
EXPERT ADVICE
STRESS LESS
FAQs
Our Frequently Asked Questions. If you have any further questions, please contact us.
Weight loss surgery finance refers to unsecured personal loan used to pay for bariatric surgery and its associated costs. The funds go to you or directly to the provider, and you pay your surgeon, hospital or clinic as you normally would. It can cover the procedure itself along with consultations, pre-op costs, follow-up care and travel where required.
Anyone with a regular income considering an elective bariatric procedure, including gastric sleeve, lap band or gastric bypass. Finance applications are assessed on income, financial commitments and credit profile.
Many personal loan applications are assessed within 24 to 48 hours. Once we know your situation, we’ll give you an accurate timeframe, which matters when you’re working around a surgical date.
No. A weight loss surgery loan is a personal loan, so you choose your own surgeon and facility. Your finance doesn’t lock you into a particular provider.
We can also help with loans for cosmetic surgery, IVF loans, dental finance, eye surgery finance, hearing aid finance and NDIS / disability equipment financing. Just reach out to our friendly team and we’ll share everything you need to know!
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What Our Happy Clients Say About Us
FLOW FS
FLOW is the finance broker patients trust when your healthcare decision is already made
You and your doctor have done the hard thinking. The finance shouldn't be another hurdle. Talk to our brokers about a loan built around your budget and your surgical timeline, with competitive rates from a panel of more than 40 lenders. We handle the finance, you focus on your health.