Commercial Loans
Do you need to borrow money? Flexible Finance Solutions that are Streamlined, Simple and Stress Free.
FLOW Financial Services
Hassle Free Commercial Loan Brokers
How do you find an efficient commercial loan when you’re looking to start a business?
Commercial loans are essential to small business owners and entrepreneurs. Without one, you might not have the necessary capital to start or maintain your business, or to expand its operations.
A loan is an invaluable tool for securing capital for business ventures. With the low rates offered by our lenders, you’ll be able to maintain your business operations and financial needs without breaking the bank.
- Premium personal service
- 100+ 5-star google reviews
- Loan protection packages
- Easy Online Process
- Market leading Interest Rates
- Fast turnaround times
- High Approval rates
- Protect your credit score
- Expert Loan Brokers
- 35+ Lenders
- Tailored Loan Products
- Flexible Repayment options
Why Choose Us
Choosing a commercial loan broker? We offer smart financing with smart ideas
When identifying potential lenders, we will consider your specific purchasing requirements which are generally different between each commercial borrower. Factors such as the amount of the deposit, duration of the loan, upfront costs, ongoing fees and charges, risk associated with the investment, future lending requirements and serviceability, are just some of the influences which determine what is the right loan for you.
In most instances, our commercial customers require a facility that allows them to do a low doc loan. This generally means their accountant has done a great job in reducing their overall tax payable and their financials aren’t where they need to be. That’s where we come in!
Let us help you manage and grow your business portfolio with commercial financing. With our streamlined online process, in some instances we can have your commercial loan approved without any paperwork required. Commercial loans can be a great incentive for your business and can be beneficial for tax purposes. We can help you fund vehicles all the way through to equipment for your business. Get in contact with our commercial finance brokers today to discuss your options.
- Low Doc Loans
- Online process that is fast and simple
- Access to low rates
FAQs
Our Frequently Asked Questions. If you have any further questions, please contact us.
A commercial loan, often referred to as a business loan, is a product you can use to fund a commercial property purchase, increase your working capital or fund other business activities. Business equipment finance is also a type of commercial loan.
In order to get a commercial or business loan, a range of criteria apply. The borrower must have a good credit score and a steady income. They also need to have collateral for the loan. The collateral can be something physical like real estate or it can be something that is already in place like an insurance policy. Lenders assess your financial situation and look at other credit you already have in place such as credit cards and home loans. Commercial loan documentation requirements include for example:
- Personal credit score
- Business information and licenses
- Personal and business tax returns
- Business bank statements
- Profit and loss statement
- Cash flow forecast
Commercial loans are a great way to invest in your business.
It’s a financial tool that can help you get your business off the ground, help you expand and come with many perks that make them worth the investment.
Some of these perks include:
– Low interest rates and fixed payments over the course of the loan term, meaning you don’t have to worry about interest rates going up and making it more difficult for you to pay back your loan.
– A wide range of loan amounts, so that no matter how much money you need, there is a commercial loan out there for you.
– You can use it for any purpose, meaning that if you need money to buy new equipment or hire a new employee, then this is an option for
You may be eligible if you are a business owner or an entrepreneur. You should be able to demonstrate that you have the ability to repay the loan as well as your credit worthiness.
The first step is to find a lender that will work with your specific needs. There are many lenders out there, so you should look at their reviews and see what they offer. The next step is to fill out an application form and submit it electronically or by mail. It is recommended that you submit the form at least two weeks before the date when you want your funds available.
There are several different types of commercial and business loans that are available to the borrower. These can be broken down into two categories: secured and unsecured. The type of loan you choose will depend on your credit history, the amount of money you need, and your willingness to put up collateral. Other important information to consider is the conditions, fees and charges relating to the loan.
A regular loan is typically for a person (referred to as a consumer) to purchase a personal asset or a home for example. Whereas a commercial or business loan lends business owners money to fund capital expenditures, business assets or operational costs.
Business owners get commercial finance to:
- Support business expansion
- New business acquisition
- Capital expenditure
- Buy commercial property
- Develop commercial property
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FLOW FS
We get you the Best Commercial Loan Packages!
We will match you with the most suitable lender the first time based on your business structure and required asset purchase. Whether your business has been running for 1 day or 20 years, we can assist you!
