Boat Finance Broker
Let us help you with flexible boat financing and boat loan solutions, saving you time, money and hassle!
FLOW Financial Services
Stress-free boat financing
Are you looking at buying the boat of your dreams? Searching for boat loans can be a tedious experience but getting the right boat or marine finance can help get you on the water sooner. Maybe you’re dreading the paperwork when applying for a loan, concerned about the qualifying process, or worried about what your monthly repayments will be.
At FLOW Financial Services, we help make your dreams come true. Our experienced team will help you find the best possible boat financing solution for your situation and make it easy for you to get the Quintrex, Bayliner, Seajay or Cruise Craft boat you have always wanted.
Benefits Of Choosing an Experienced Boat Loan Broker
SAVE MONEY
Don’t be restricted to the interest rates on boat loans provided by your bank! We get access to wholesale rates which are the lowest boat loan rates available. This could see you save thousands of dollars in interest over the life of your boat loan!
SAVE TIME
EXPERT ADVICE
Our team has an abundance of industry knowledge when it comes to getting the best possible loan. We deal with marine loans and financing for boats every day and protect your credit rating by speaking informally with lenders before making a formal enquiry. Avoid a negative impact on your credit score!
STRESS LESS
- Premium personal service
- 100+ 5-star google reviews
- Loan protection packages
- Easy Online Process
- Market leading Interest Rates
- Fast turnaround times
- High Approval rates
- Protect your credit score
- Expert Loan Brokers
- 35+ Lenders
- Tailored Loan Products
- Flexible Repayment options
Why Choose Us
We know how stressful applying for a loan can be, and we want to make the process easy for you.
Do you need boat loan pre-approval? Are you looking for boat loans for bad credit or a boat loan calculator? Are you feeling overwhelmed wondering which finance company to choose and how to secure the right loan amount? There are many different marine loan and boat financing options including secured boat loans so you need to make sure that you’re comparing the right products when choosing the best boat finance for you.
That is where FLOW Financial Services comes in. We are the most trusted Broker for all things related to personal loans for boats and can help you save both time and money while securing the best rates from a wide range of lenders.
FAQs
Our Frequently Asked Questions. If you have any further questions, please contact us.
The first step is to know your credit score. If you have a low credit score, then your monthly payments will be higher as you will have to pay higher interest rates and fees.
The second factor to consider is the type of boat or vessel you want.
Thirdly, there are different types of loans with varying loan contracts and loan terms so it’s important to know which best suits your needs. An asset finance broker can help simplify this for you.
And lastly, think about how long you want to borrow for because this can affect the monthly repayments as well as the total cost of borrowing over time.
A personal loan is an unsecured loan, meaning that the lender relies on the borrower’s income to pay back the loan rather than a tangible item. A boat loan is a secured loan that is backed by the asset you are buying. This means that if you default on your payments, the lender will take your boat as payment.
The boat loan term can range in length depending on which type of financing you choose to go with – secured or unsecured, fixed rate or variable rate.
Once we know more about your credit history, financial situation and your boat purchase, we can advise the loan repayments, terms, fees, early termination fees and other loan conditions to be aware of. We can also help to minimise the fees and charges relating to your loan.
The first step is to figure out the type of boat you want to purchase and how much money you’ll need to borrow to purchase it. Then get in touch with our team and share the required information (identification, income, bank statements). Then we can assess your credit history and let you know how much you can borrow and how to take the next step. Alternatively you can contact us first to find out more about boat financing before you start looking at the type of boat you want to purchase.
5 STAR GOOGLE REVIEWS
What Our Happy Clients Say About Us
FLOW FS
We are the most trusted Broker for all things related to boat finance
We can help you save both time and money while securing the best rates. Chat to our team of dedicated finance specialists today.