Car Loans
Do you need to borrow money? Flexible Finance Solutions that are Streamlined, Simple and Stress Free.
FLOW Financial Services
We’re here to make your next car purchase an enjoyable experience!
Finance is a complicated and time-consuming process. Everyone dreads the seemingly never-ending process of applying for a loan, qualifying, and worrying about what their monthly car loan repayments will be.
Getting a car means living the Australian dream. But if you don’t have the funds upfront to purchase your vehicle outright, it can feel like an impossible step to take .
At FLOW Financial Services, we make your dreams come true. Our team will work with you to find the perfect financing solution for your situation and make it easy for you to get the car or truck of your dreams today .
Benefits of Choosing our Car Loans Broker
SAVE MONEY
Gaining Access to wholesale rates which aren’t available directly to the public could see you save 1000’s in interest over the life of the loan! Our partnerships with over 30 different lenders will have you on the road knowing you received the best possible deal available!
SAVE TIME
Rather than running around to different financiers to find the best deal, a car finance broker already knows where to look and can speak to various financiers to coordinate and negotiate on your behalf!
EXPERT ADVICE
Car finance brokers deal with car loans all day long so have a wealth of knowledge when it comes to getting the right kind of loan for your needs. We protect your credit score by using our expertise in lending criteria and dealing with lenders prior to making a formal enquiry which may affect your credit score. Avoid affecting your credit score unnecessarily!
STRESS LESS
When you want to buy a car, finding the right car and the right lender plus all the paperwork that follows a loan application can be stressful. A car finance broker can take all this headache away, so you have a smooth and easy process. We also provide you your very own online portal which makes uploading and signing documents a breeze!
CAR FINDER SERVICE
Once you know what make and model car you want to buy, we have our very own specialised car buying service that can track down the right vehicle without you having to leave your home! This will save you time and the effort of having to deal with those dodgy car salesman!
SAVE MONEY
Gaining Access to wholesale rates which aren’t available directly to the public could see you save 1000’s in interest over the life of the loan! Our partnerships with over 30 different lenders will have you on the road knowing you received the best possible deal available!
SAVE TIME
Rather than running around to different financiers to find the best deal, a car finance broker already knows where to look and can speak to various financiers to coordinate and negotiate on your behalf!
EXPERT ADVICE
Car finance brokers deal with car loans all day long so have a wealth of knowledge when it comes to getting the right kind of loan for your needs. We protect your credit score by using our expertise in lending criteria and dealing with lenders prior to making a formal enquiry which may affect your credit score. Avoid affecting your credit score unnecessarily!
STRESS LESS
When you want to buy a car, finding the right car and the right lender plus all the paperwork that follows a loan application can be stressful. A car finance broker can take all this headache away, so you have a smooth and easy process. We also provide you your very own online portal which makes uploading and signing documents a breeze!
CAR FINDER SERVICE
Once you know what make and model car you want to buy, we have our very own specialised car buying service that can track down the right vehicle without you having to leave your home! This will save you time and the effort of having to deal with those dodgy car salesman!
- Premium personal service
- 100+ 5-star google reviews
- Loan protection packages
- Easy Online Process
- Market leading Interest Rates
- Fast turnaround times
- High Approval rates
- Protect your credit score
- Expert Loan Brokers
- 35+ Lenders
- Tailored Loan Products
- Flexible Repayment options
Why Choose Us
We know comparing car loans is not the most exciting topic, but it's important and it has a big impact on your financial wellbeing. That's why we want to make it easy for you.
Let us help find the best car finance deals and get the financing you need for your next vehicle.Â
Do you want to get pre-approved for a car loan? Are you looking for cheap car financing or cash for cars? There are so many options to compare that it can be overwhelming. There are many different types of auto loans, so you need to make sure that you’re comparing apples to apples when making your decision.
That is where FLOW Financial Services can take away the headache. We are the most trusted Broker for all things related to car finance and can help you save both time and money while securing the best rates.
FAQs
Our Frequently Asked Questions. If you have any further questions, please contact us.
A car loan is a form of financing for a car. It is a contract between the lender and the borrower, which gives the borrower the right to use an asset (the car) as collateral until they repay the loan.
The benefits of a car loan are that it can be used to purchase an expensive item like a vehicle, and it may have lower interest rates than other types of loans.
We will answer the question by looking at the different factors that affect the amount of money that you can borrow.
The first factor is your monthly income. The higher your monthly income, the more you can borrow. A car loan calculator may be helpful to show these figures. Another factor is your credit score. A higher score means you are less likely to default on a loan and so you are able to borrow more money. Another factor is the type of vehicle that you want to purchase. The higher the purchase price of a car, the higher limit will be on your loan and so you can borrow more money in total.
A car loan is a secured loan that is backed by the car you are buying. This means that if you default on your payments, the lender will take your car as payment. A personal loan is an unsecured loan, meaning that it is not backed by anything tangible and the lender relies on the borrower’s income to pay back the loan.
Personal loans can be used for smaller purchases such as a vacation or new furniture. Car loans are typically used when purchasing a new or used car and they can range in length from six months to six years depending on which type of financing you choose to go with.
The first step to getting a car loan is to know your credit score. If you have a low credit score, then you will have to pay higher interest rates and fees or other loan charges which will make the monthly payments more expensive.
The second factor to consider is the type of car you want. You should get a car that suits your needs and that fits into your budget. This can be done by looking at the price of different models and choosing one that matches your budget.
Thirdly, there are different types of loans available so it’s important to know which one would suit your needs best.
Lastly, it is important to know how long you want to borrow for because this can affect the monthly repayments and fees and charges as well as the total cost of borrowing over time.
We help individuals and businesses get loans for all sorts of assets, for example:
5 STAR GOOGLE REVIEWS
What Our Happy Clients Say About Us
FLOW FS
We are the most trusted Broker for all things related to car finance
We can help you save both time and money while securing the best rates. We hold an Australian Credit Licence. Chat to our team of dedicated finance specialists today.
