# Solar Panel & Battery Finance – FLOW Financial Services Solar Panel & Battery Finance Looking for flexible, low-rate solar and battery finance? Get the energy you need without draining your savings! FLOW Financial Services Cut your power bills sooner with finance that stacks up A quality solar and battery system pays for itself over time, but the upfront cost is real. A decent residential system with storage can run well into five figures, and commercial installations go far beyond that. The right finance lets you start saving on power bills now rather than waiting years to save up the purchase price.The loan type depends on whether the system is for your home or your business. Homeowners typically use a green personal loan or asset finance product, and green-specific loans often carry lower rates than standard personal lending. Business owners can access commercial asset finance with potential tax deductions including GST claims, depreciation and interest, and commercial systems may also qualify for instant asset write-off provisions where applicable.FLOW Financial Services arranges finance for residential solar PV systems, home battery storage including Tesla Powerwall, Enphase and SolarEdge, commercial solar installations, solar and battery combination packages, EV home chargers and broader home energy upgrades. We compare the available options across our lender panel and recommend the structure that gives you the best overall outcome. 15+ Years Experience Premium personal service 300+ 5-star google reviews Loan protection packages Easy Online Process Market leading Interest Rates Fast turnaround times High Approval rates Protect your credit score Expert Loan Brokers 40+ Trusted Lenders Tailored Loan Products Flexible Repayment options Why Choose Us Financing an energy upgrade involves more than picking a loan. Government incentives, green loan products and the home-versus-business question all change what the best deal looks like.If you’re weighing up a green personal loan against asset finance, which rebates to claim before you borrow, or how financing works differently for a commercial installation, we can help.FLOW works with a panel of more than 40 lenders, including green-specific loan products, and we factor in the rebates and programs available in your state before comparing rates. The result is finance for exactly what you need to borrow. SAVE MONEY Our network of over 40 lenders gives us access to wholesale rates and loan structures you won’t always find going direct, including green loans that are often priced below standard personal lending. Over the life of the loan, that difference can add up to thousands of dollars. SAVE TIME We manage the finance process from first conversation to settlement. Rather than juggling lenders and loan comparisons yourself, you hand it to us. The applications, the documentation and the follow-up are ours to deal with while your installer gets on with the job. EXPERT ADVICE We take the time to understand your situation before recommending anything. Home or business, panels alone or a full battery package, rebate-eligible or not: each points to a different structure, and we’ll walk you through the reasoning so the decision is an informed one. STRESS LESS We speak with lenders before any formal application goes in, so we only proceed with options that are genuinely likely to get approved. That protects your credit file from unnecessary enquiries and makes the whole finance approval process much smoother and stress free. Get Solar & Battery Finance Today FAQs Our Frequently Asked Questions. If you have any further questions, please contact us. What is solar and battery finance? Solar and battery finance covers the loan products used to pay for solar PV systems, home battery storage, EV chargers and other energy upgrades. For homeowners that’s usually a green personal loan or asset finance product. For businesses it’s commercial asset finance, with the structure tailored to your tax position. Who can apply for solar and battery finance? Homeowners installing residential solar and battery systems, and businesses of any structure installing commercial solar: sole traders, partnerships, companies and trusts. We arrange finance for new installations, battery retrofits and combination packages. How do I get started with my application? Get in touch with the quote or invoice from your solar installer and a rough idea of your timeline. We’ll ask for some basic documentation, talk through your situation and tell you what’s realistic before anything formal is submitted. From there, we guide you through each step. What documents will I need to provide? Typically proof of identity, proof of income through payslips, tax returns or bank statements, the quote or invoice from your installer, and property details if you’re a homeowner. We’ll tell you exactly what your application needs before you start gathering anything. We’ll take you step-by-step through the finance application process.  Can I add a battery to an existing solar system? Yes. Battery retrofits are eligible for finance in the same way as new installations, and with battery incentives currently available, a retrofit can be a well-timed upgrade. Are there government rebates I should claim first? Potentially, and it’s worth checking before you borrow. The Cheaper Home Batteries Program delivers around a 30% upfront discount on eligible battery installations, and state-level programs include interest-free or low-interest loans in the ACT, WA and Tasmania. We factor in the incentives relevant to your location when comparing your options, so you’re not borrowing more than necessary. What interest rates are available? Green loan products often carry lower rates than standard personal loans. The rate you’re offered depends on your credit profile, the loan amount and the lender, so rather than quoting a generic range, we compare actual rates across more than 40 lenders for your specific situation. What finance structures are available for solar and battery finance? For homeowners, the main options are green personal loans and secured asset finance. For businesses, commercial asset finance structures such as a chattel mortgage allow interest and depreciation deductions, GST claims and potentially instant asset write-off where applicable. We compare both sides and recommend the structure with the best overall outcome.  Are there tax advantages to financing solar? For business installations, potentially. Eligible businesses may be able to claim deductions for depreciation and interest, claim the GST component upfront under a chattel mortgage, and access instant asset write-off provisions where they apply. Tax treatment varies with the structure and your circumstances, so confirm the specifics with your accountant. What other types of business equipment do you offer loans for? If you’re purchasing solar and battery finance for a business, we can help with finance for other commercial needs including heavy machinery finance, farm equipment loans, gym equipment and industrial sheds.  5 STAR GOOGLE REVIEWS What Our Happy Clients Say About Us FLOW FS FLOW is the finance broker Australians trust to get their energy upgrades powered up Why wait years to save up for something that starts paying you back immediately? With competitive rates from a panel of more than 40 lenders, our specialists will structure finance that helps you save time and money. Get Solar & Battery Finance Today